An Asian American father holds his baby son. Child insurance helps support parents like this.

Peace of mind for families.

Juno provides you up to $500,000 in cash plus personalized guidance if your child becomes severely ill, injured, or develops a disability.

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Nearly 2 million children in the U.S. have a serious disability or are critically ill.

Juno covers severe illness, disability, or injury in children, including cancer and genetic conditions such as Down syndrome and Rett syndrome, as well as severe cases of autism, cerebral palsy, muscular dystrophy, injury (including birth injury) and the more than 6,000 rare diseases that affect children.

It’s a parent’s worst fear: something serious happens to your kid. The last thing you need is to also worry that you’ll struggle to support your family while giving that child the care they need.

Juno eases that fear by providing support should something happen to your child.

Juno is not health insurance. Instead, it provides you up to $500,000 in cash that can be used to supplement your income and help with the additional costs of caring for your child.

A unique safety net for parents.

A premature baby is cared for in an incubator. Child insurance can help parents who have had a premature baby

Up to $500,000 in cash

Juno pays cash straight to you, so you can use it for whatever makes the most sense for your family, including paying for specialized care. Depending on your child’s condition, benefits are paid as a lump sum or monthly for up to 10 years.

A black father plays with his baby at the beach.

Holistic family support

In addition to monthly benefits, Juno helps you learn about your child’s condition, find peer groups, and connect with additional resources.

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Benefits that stay with you

As long as your child remains qualified for benefits, you will continue to receive benefits for up to 10 years—even if you leave your employer.

A little excited girl with Down syndrome holds up her paint-covered hands. Child insurance can help support parents caring for a child with sever Down syndrome.

Completely free to you

Your policy is completely covered by your employer. There is no cost to you.

Juno is only available through your employer. If you'd like to recommend Juno to your employer, click here.

How Juno benefits work

An Indian mother and her teenage daughter embrace. Child insurance helps support parents like this.

Coverage

Your children are automatically covered from birth until age 26. If your child becomes seriously ill, injured, or develops a severe disability, simply file a claim and we will guide you through the process.

A special-needs child is held by his mother.

Cash Benefits

You are eligible for up to $500,000 for each of your covered children, and up to $1,000,000 for your family. The average payout for a long-term condition is $153,000.

An Asian-American child holds up her hands.

Payments

We pay your cash benefits directly to you. You can use them in whatever way makes the most sense for your family. There are no restrictions on how you can use your money.

Read our FAQ

53 hours

average caregiving time per week required for a child with a rare disease

$2.85M

estimated lifetime cost of caring for a child with severe autism and intellectual disability

54%

of families with severely ill or disabled children live under serious financial strain

Examples of how Juno can help

Noah's story

A parent holds a little kid's bandaged hand

Liam is an experienced IT leader and a single father of a 10 year old boy, Noah. One day, Noah complains of headaches and has trouble balancing so Liam takes him to the doctor. There, Noah is diagnosed with stage 3 leukemia and admitted to the hospital.

Liam calls his employer, asks for an extended leave of absence, and files a claim. As Liam and Noah battle cancer and are in and out of the hospital for the next 18 months, Juno would help support their family with a total of $155,000. 18 months later, Noah is cancer-free and Liam rejoins his team.

A premature baby is cared for in the hospital. Some expenses from this baby's birth injury can be covered by child insurance.

Callie's story

Jia is a hardworking mother of two with a third on the way. She’s committed to maintaining her career as a seasoned product leader. On the day her third daughter Callie is born, complications lead to intrapartum asphyxia and severe cerebral palsy.

Jia would qualify for a total of $300,000, paid in monthly installments over the next seven years. She also connects with Juno’s member advocates, and together they find specialists and programs and make a plan for Callie’s future. Jia feels confident that she has the care support she needs, and six months later she returns to work.

Helping a million children thrive.

Our mission is to build a stronger safety net for American families and ensure that every child, despite serious illness or disability, is provided with the resources they need to reach their full potential.

We donate a portion of every premium and half of our underwriting profits to charity.

We’re a Public Benefit Corporation, meaning that we have a mission to give back as well as grow sustainably. This guides us in everything we do, including our commitment to donate 2% of every premium, plus half of the additional revenue Juno receives if claims are lower than expected, to help children and families. We donate to organizations that research childhood disabilities and diseases, as well as those that directly help families caring for children that are ill or have a disability.

Personal support when you need it.

Our dedicated and experienced advocates work to identify programs and resources that best support you and your family when your child qualifies for long-term benefits.

We help with:

Applying to SSI, Medicaid, and other federal and state programs
Identifying local and charity benefits that can help your family
Finding specialists, subspecialists, and therapists
Finding and qualifying for clinical trials
Finding quality specialized care providers and daycare

And much more...